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Find online links to order credit reports, notifications, and Car Check and Car Value reports. If you are in Namibia, Botswana and Swaziland, find phone numbers and street addresses where you can review your credit report or request an adjustment of information in your report that you believe is in error.
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Find out contact information for other Africa regions.
When assessing a consumer for credit, credit providers will not only assess a consumer’s credit report and score, but will also look to understand their affordability. A good way to assess your affordability is to work out your debt to income ratio. In summary this is your monthly debt commitments versus your income, such as your salary as well as other ongoing income streams.
To work out your debt-to-income ratio, add up all your monthly payment commitments– school fees, rent, car repayments etc. Discretionary expenses like groceries and entertainment aren’t included in this calculation. Divide this by your net monthly salary to get your debt-to-income ratio.
Subscribers of TransUnion’s monthly and annual subscriptions, can make use of the Debt Analysis Tool available on the website, to quickly determine their debt to income ratio using data in their credit report. The result can then be compared against our ranges, being:
4522
Total Botswana (Pty) Ltd (TBO) was registered on 3 December 1980 to operate in Botswana as a fuel and lubricants marketing company. TBO is part of a global energy company and is a wholly owned subsidiary of Total South Africa (Pty) Ltd.
In May 1991, the company opened its depot facility in Gaborone and this depot has fuel storage facilities as well as lubricant storage. The depot has rail and road transport facilities to receive stock while all the deliveries are made via road transport. The depot building was upgraded in 2004, adding an additional floor.
The company’s regional office is located within the depot premises and operates in the retail and commercial sectors. TBO has about 12 service stations and two general dealer sites across the country. The company is in the process of rolling out the new T’air norms to enhance the brand within the country.
TBO has 13 staff members, of which 92% thereof are citizens of Botswana.
Managing Director: Diego Mtshali
Depot Manager: Norman Somolekae
Sales Manager: Kabo Semausu
Millenium Office Park, Unit 21, Plot 115, Kgale Mews, Gaborone,Botswana
Private Bag 305, Gaborone, Botswana
Tel: +267 390 3535
Fax: +267 3181124
www.transunionafrica.com
Office 204, Liqhaga House Nkoseluhlaza Street, Manzini
P O Box 2642, Manzini, Swaziland
Tel: +268 2505 7844
Fax: +268 2505 602
www.transunionafrica.com
Room 116, 1st Floor, 269 Independence Ave Building, Windhoek
P O Box 1725, Windhoek, Namibia
Tel: +264 61 227 142
Fax: +088 610 486
www.transunionafrica.com
2nd Floor Delta Annex, Ring road, Westlands, Nairobi, Kenya
P O Box 46406 -00100 Nairobi, Kenya
Tel: +254730 651 000
Fax: +254 20 375 1344
info@transunion.co.ke
For instant credit status information sms your name to 21272
www.transunionafrica.com
Kabula House, Suite B, Corner Chilembwe/ Hannover Avenue
P.O. Box 2766 Blantyre Malawi
Tel: +265 1834337
Fax: +265 1 834336
www.transunionafrica.com
Centenary House - 4th Floor, KN4 Avenue 8, Kigali, Rwanda
P.O. Box 5733 Kigali, Rwanda
Tel: +250252577040
info@transunion.rw
www.transunionafrica.com
TOTAL SWAZILAND
Total Swaziland (Pty) Ltd
Physical Address
King Sobhuza, 2nd Avenue
Matsapha Industrial Sites, Matsapha, Swaziland
Postal Address
P O Box 193
Manzini, M200, Swaziland
Tel: 00268 2518 4238 or 2518 5260/1
Fax: 00268 2518 5262
Total Swaziland (Pty) LTD is a Swazi-registered company and has operated as an independent company since January 1978.
Total Swaziland (Pty) Ltd has a storage capacity of 800 000litres, which is comprised of the following products: Unleaded 95, Eco Premium 95 (LRP), Eco Diesel Plus (500ppm) and Eco Diesel Premium Plus (50ppm). We have no host depot. The gantry is automated, two loading bays, one offloading point and a flow rate of ± 1200Litres per minute and one rail siding with three (3) decanting pumps for each product. The rail siding can accommodate four (4) rail tank cars (72000Litres) or six (6) small rail tank cars (36000Litres).
Our transport contractor is Unitrans Swaziland Limited; three vehicles are contracted for local distribution and five vehicles for depot bridging with thirteen drivers. We are on a central routing, ordering and phasing system. We replenish product via rail tank cars and road bridging being our mode of transport.
We supply 13 Retail sites, two general trade outlets and consumer sites. Our supply areas are: Mbabane, Manzini, Matsapha, Lomahasha, Piggs Peak, Nhlangano, Siteki and Mpaka.
Total Swaziland as a role model in good corporate citizenship has a wellness programme for employees. This programme assists employees with HIV/Aids-related issues, stress management, financial management to name a few, through the Employee Assistance Programme (EAP).
P O BOX 193 MANZINI, M200, SWAZILAND