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Find online links to order credit reports, notifications, and Car Check and Car Value reports. If you are in Namibia, Botswana and Swaziland, find phone numbers and street addresses where you can review your credit report or request an adjustment of information in your report that you believe is in error.
To order your credit report: Call the TransUnion Interactive Call Centre at 0861 482 482 or visit us at www.mytransunion.co.za. Monday–Friday, 08h00–17h00 Saturday, 08h00–13h00
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To request DUNS number: Email dnb@transunion.co.za with proof of company registration and contact details (address, postal address and telephone number)
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When assessing a consumer for credit, credit providers will not only assess a consumer’s credit report and score, but will also look to understand their affordability. A good way to assess your affordability is to work out your debt to income ratio. In summary this is your monthly debt commitments versus your income, such as your salary as well as other ongoing income streams.
To work out your debt-to-income ratio, add up all your monthly payment commitments– school fees, rent, car repayments etc. Discretionary expenses like groceries and entertainment aren’t included in this calculation. Divide this by your net monthly salary to get your debt-to-income ratio.
Subscribers of TransUnion’s monthly and annual subscriptions, can make use of the Debt Analysis Tool available on the website, to quickly determine their debt to income ratio using data in their credit report. The result can then be compared against our ranges, being:
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Total Botswana (Pty) Ltd (TBO) was registered on 3 December 1980 to operate in Botswana as a fuel and lubricants marketing company. TBO is part of a global energy company and is a wholly owned subsidiary of Total South Africa (Pty) Ltd.
In May 1991, the company opened its depot facility in Gaborone and this depot has fuel storage facilities as well as lubricant storage. The depot has rail and road transport facilities to receive stock while all the deliveries are made via road transport. The depot building was upgraded in 2004, adding an additional floor.
The company’s regional office is located within the depot premises and operates in the retail and commercial sectors. TBO has about 12 service stations and two general dealer sites across the country. The company is in the process of rolling out the new T’air norms to enhance the brand within the country.
TBO has 13 staff members, of which 92% thereof are citizens of Botswana.
Managing Director: Diego Mtshali
Depot Manager: Norman Somolekae
Sales Manager: Kabo Semausu
SPAR LOWVELD DISTRIBUTION CENTRE
SPAR South Africa has six SPAR distribution centres and one Build it distribution centre. These are supported by a number of satellite warehousing hubs, which assist in reducing transport costs on certain routes.
SPAR, are a part of the community and community is like family. We strive to give you the highest quality produce, the freshest meats, and granny-approved baked goods, all at the right price, every day.
SPAR 6 distribution centres, servicing over 850 stores, allow us to offer our communities exactly what they need at just the right price.
From spar fresh produce to our meat and baked goods, spar constantly strive to source the best quality products at affordable prices. After all, you’re a part of our SPAR family and family deserve the best.
In the 1960’s with the emergence of grocery chains in South Africa, a group made up of 8 wholesalers were given exclusive rights to the SPAR name and brand in 1963, and serviced 500 small retailers.
Over time and through many mergers and takeovers, today the SPAR Group Ltd operates 6 distribution centres and 1 Build it distribution centre, supplying goods and services to over 1 000 SPAR stores across Southern Africa.
There’s something different about shopping at SPAR, that’s because we’ve created a culture of caring and community to ensure our customers have a consistently enjoyable shopping experience in a uniquely friendly and family orientated store. Nothing means more to us than our valued customers and we believe in going the extra mile to give them the best. From sourcing the finest products to providing willing and efficient staff who take a personal interest in our customers’ needs.
while striving to give our customers an enjoyable and memorable shopping experience, we also offer more than 1000 exclusive SPAR Brand products, available at stores nationwide.
Using only the best and freshest ingredients, we make premium quality products at very competitive prices. To ensure we keep ahead of brand standards, we have our products tested by an independent laboratory on a monthly basis. Because we are so sure of our quality, we offer customers a ‘Double Your Money Back Quality Guarantee’ on all our SPAR Brand products, including fresh produce purchased from us.
SPAR goal is to provide our customers with unwavering quality of the highest standards, complemented by excellent and personalised service in a warm and inviting, community environment.
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SPAR SOUTH RAND DISTRIBUTION CENTRE
SPAR South Africa has six SPAR distribution centres and one Build it distribution centre. These are supported by a number of satellite warehousing hubs, which assist in reducing transport costs on certain routes.
SPAR, are a part of the community and community is like family. We strive to give you the highest quality produce, the freshest meats, and granny-approved baked goods, all at the right price, every day.
SPAR 6 distribution centres, servicing over 850 stores, allow us to offer our communities exactly what they need at just the right price.
From spar fresh produce to our meat and baked goods, spar constantly strive to source the best quality products at affordable prices. After all, you’re a part of our SPAR family and family deserve the best.
In the 1960’s with the emergence of grocery chains in South Africa, a group made up of 8 wholesalers were given exclusive rights to the SPAR name and brand in 1963, and serviced 500 small retailers.
Over time and through many mergers and takeovers, today the SPAR Group Ltd operates 6 distribution centres and 1 Build it distribution centre, supplying goods and services to over 1 000 SPAR stores across Southern Africa.
There’s something different about shopping at SPAR, that’s because we’ve created a culture of caring and community to ensure our customers have a consistently enjoyable shopping experience in a uniquely friendly and family orientated store. Nothing means more to us than our valued customers and we believe in going the extra mile to give them the best. From sourcing the finest products to providing willing and efficient staff who take a personal interest in our customers’ needs.
while striving to give our customers an enjoyable and memorable shopping experience, we also offer more than 1000 exclusive SPAR Brand products, available at stores nationwide.
Using only the best and freshest ingredients, we make premium quality products at very competitive prices. To ensure we keep ahead of brand standards, we have our products tested by an independent laboratory on a monthly basis. Because we are so sure of our quality, we offer customers a ‘Double Your Money Back Quality Guarantee’ on all our SPAR Brand products, including fresh produce purchased from us.
SPAR goal is to provide our customers with unwavering quality of the highest standards, complemented by excellent and personalised service in a warm and inviting, community environment.
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SFT Energy (PTY) Ltd is an energy and resource distributor backed by reputable suppliers with superb sales and service. We commit to deliver quality products on time and build lasting relationships and to be a fuel partner of choice for all subsidiaries in Southern Africa – Growth through Technology.
We are a licenced wholesale petroleum company whom is focused on a credible customer base and a multi-faceted enterprise incorporating distribution and logistics. This bedrock on which the ethos of SFT Energy is built is based on the principle of Broad Based Black Economic Empowerment and complete customer satisfaction.
As an SMME SFT ENERGY embrace the following values:
We value our country’s main asset – Our People
We are customer orientated
We are focused on quality and safety
We value the aims and objective of our clients
We pride ourselves in being a competitive petroleum market leader
Our vision present and towards the future is to become a large and viable Broad Based Black Empowered Company providing petroleum products and energy resources to the transportation and mining industries for the entire Southern African Continent while employing skills transfer and BBBEE ethics.
In line with change and transformation, SFT Energy (PTY) Ltd, ultimately wishes to transform the company into a very successful empowerment business, so that skills and expertise is transferred to individuals who were previously disadvantaged and were not given lucrative employment opportunities.
To actively pursue the highest standards and goals in the petroleum industry while continually producing results that will always favour our customer’s aims and objectives while offering comprehensive, personalised, and costeffective services. We intend on being the service provider with committed and motivated employees providing efficient delivery methods, with the highest levels of safety and uncompromised quality as our approval.
SFT Energy (Pty) Ltd supports economic empowerment by developing and promoting government initiative programs and creating job opportunities for individuals from previously disadvantaged sectors of the community.
SFT ENERGY economic empowerment plan is based on the following deliverable:
Skills Development
Infrastructure development
Administrative Training
Economic Development
Profit Sharing
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