Western Cape (122)
Northern Cape (108)
North West (115)
Mpumalanga (111)
Limpopo (107)
KwaZulu Natal (126)
Gauteng (153)
Free State (109)
Eastern Cape (108)
From inception, the hallmark of Metbank’s existence has been a unique brand proposition that places a premium on the value of our customers. This is why we continue enjoying a steady, organic growth in our services which are in tune with our world-class product offering. Our innovative national branch network has enabled Metbank to transform into the commercial bank of choice for our diverse clientele.
All Consumers, SMEs, Corporates and public-sector enterprises are sure to enjoy the broad range of our financial products and services on offer. From consumer, credit, mortgage, corporate, investment and international banking to trade finance and treasury services, our value added services are the perfect fit for today’s personal and business needs. Clients can access our wide distribution channel of 5 retail branches complimented by a large Agent Base offering banking solutions to current account holders and the unbanked market alike.
Vision
To be the leading financial services provider of choice in the region.
Mission
To consistently exceed the needs and expectations of our clients and other stakeholders through the provision of innovative, high quality and superior financial services.
Values
Team Work
Innovation
Professionalism
Excellence
Ethics & Integrity
Service Quality
Stronger Together
We are stronger together; that is why we offer value added services that enable our clients to prosper. When our clients prosper, their support leads to the growth of the Metbank brand.
Our People
Metbank prides itself in its people - well trained, experienced, eager to learn and driven by the desire to serve. Our Specialists across the bank’s branch network have a deep understanding of the unique needs and aspirations of the communities we serve. As a result, we have been able to consistently deliver excellent service at all times.
Banking the Unbanked
For nearly 20 years, we have emerged as a strategic partner to small and medium sized enterprises (SMEs), in the area of ideas that create value, advisory services and financial support. The Metbank team is motivated and inspired by the progress that the bank continues to make in bringing the unbanked sectors of the economy into the mainstream banking sector, with full access to an array of relevant banking services.
Shareholders
Metbank is a subsidiary of Loita Financial Holdings Limited, an investment banking firm with operations in 8 African countries, including Kenya, Mauritius and South Africa. In July 2007, Loita Financial Holdings Limited acquired a significant shareholding in Metbank; marking the beginning of a relationship that has yielded immense value for the bank and its customers in the areas of offshore credit facilities, letters of credit and structured finance. Other major shareholders in Metbank include local pension funds, corporate and institutional investors.
MAIN BRANCH
3 CENTRAL AVENUE HARARE
TEL: +263-242-700445/701967/ 706128/706091
FAX: +263-242-706265
BULAWAYO BRANCH
BULAWAYO MEIKLES BUILDNG CNR JASON MOYO/LEOPOLD TAKAWIRA BULAWAYO
TEL: +263-292-880697-9/880796/64400
MUTARE BRANCH
97 HERBET CHITEPO STREET, MUTARE
TEL: +263-020-69350/64801-2/69231
GWERU BRANCH
SHOP NO. 1 &2 BAHADAUR CENTRE, MAIN STREET, GWERU
TEL: +263-054-2229975-7
CALL CENTRE
30 ARUNDEL SCHOOL ROAD, MT PLEASANT, HARARE
DIRECT LINE CALL CENTER: +263-242-334625
ECONET TOLL FREE NUMBER: 08080251
TELONE TOLL FREE NUMBER: 08004166
WHATSAPP NUMBER: +263 773491768
el: +263-2021-69350/69231
FNB Namibia Ltd. provides a full range of banking services to individuals, while FNB Business and RMB Namibia offer services and solutions that meet the needs of enterprises - both large and small - throughout the country. Our extensive countrywide branch and automated teller machine (ATM) networks, as well as self-service channels such as FNB Namibia Online Banking, Cellphone Banking & FNB App sites ensure that you have access to your accounts around the clock.
Investing in the community and future of our country is a priority. The FirstRand Namibia Foundation Trust is the vehicle through which we support non-profit organisations and institutions working towards the development and empowerment of the broader community.
History of FNB
Humble beginnings
1907 Founded as Deutsche Afrika Bank (DAB);
1915 National Bank of South Africa took over the assets of DAB;
1926 National Bank was integrated with Barclays Bank;
1971 Barclays Bank changed name of the South African operation to Barclays National Bank Limited;
1987 In December, the name changed to First National Bank of Southern Africa after the shareholding changed;
1988 In February, First National Bank of SWA/Namibia Limited was incorporated;
1997 Listed on the Namibia Stock Exchange.
2003 FNB Namibia merged with Swabou;
2004 Announcement of one of the first and most progressive BEE transaction;
2006 First bank to issue Credit Cards in Namibia;
2007 First bank to reach N$10 bill in assets and celebrate its centenary;
2009+ Most decorated bank in Namibia;
2010 The Banker: Banker of the Year award.
FirstRand Namibia Holdings Limited is home to some of the most successful financial brands in the country.
The FirstRand Namibia Group is home to First National Bank of Namibia Limited, WesBank, RMB Namibia, FNB Insurance Brokers, OUTsurance, FNB Unit Trusts to name a few. First National Bank of Namibia offers banking and investment services to individuals and business across our vast country whilst RMB Namibia offers the corporate and investment banking associated with a growing economy. WesBank is the vehicle and asset financing arm of the Group to individuals and businesses alike. Short term insurance through OUTsurance and FNB Insurance Brokers ensure assets are well covered. FNB Insurance Brokers also offers life cover options.
FirstRand-Namibia is a listed company on the Namibian Stock Exchange (NSX). The Group has shareholding in First National Bank of Namibia Limited, RMB Namibia, FNB Unit Trusts and as such all of these divisions form part of the service offering to our customers and are part of our team.
FirstRand-Namibia Holdings prides itself on its heritage of service excellence through the provision of financial services to every sector of the Namibian economy. With our broad-based Namibian shareholding, our comprehensive range of financial products and services, our deep understanding of the local financial environment and our countrywide network of branches and agencies, we provide a fully integrated package of financial solutions to every Namibian - and to every corner of our beautiful land.
FirstRand-Namibia is a listed company on the Namibian Stock Exchange (NSX). The Group has shareholding in First National Bank of Namibia Limited, RMB Namibia, FNB Unit Trusts and as such all of these divisions form part of the service offering to our customers and are part of our team.
As a large corporate company, FNB Namibia subscribes to strong values and a set vision and mission.
Group Vision
A great Namibian financial services group, creating a better world!
Group Mission
Be the best employer in Namibia to the best people, who are passionate about stakeholder relations and innovative, client-centric value propositions delivered through efficient channels and processes in a sorted out and sustainable manner.
Group Values
I'm Helpful, I'm Effective, I'm Ethical, I'm Innovative, I'm Accountable.
PARKSIDE
First National Bank of Namibia LTD
C/O Fidel Castro & Independence Ave
Box 195, Windhoek
Tel: 061 2992111
infonam@fnbnamibia.co.na
The Parkside branch also services RMB, Homeloans and WesBank clients.
RMB Namibia Tel: 061 2992340
RMB Corporate Banking
Tel: 061 2998446
infonam@fnbnamibia.com.na
WesBank
C/O Fidel Castro & Independence Ave
Box 195, Windhoek
Tel: 061 2992437
wesbank@fnbnamibia.com.na
Homeloans
C/O Fidel Castro & Independence Ave
Box 2150, Windhoek
Tel: 061 2992523 / 061 2992524
bonds@fnbnamibia.com.na
AUSSPANNPLATZ
C/O Tal & Schiniz St, Ausspannplatz
Box 5065, Ausspannplatz
Tel: 061 2992607
PRIVATE CLIENTS
C/O /Fidel Castro & Independence Ave
First Floor
Box 285, Windhoek
Tel: 061 2992838
PRIVATE WEALTH
C/O Fidel Castro & Independence Ave
Ground Floor
Box 285, Windhoek
Tel: 061 2998447
GROVE MALL
C/O Chasie & Frankie Fredericks St, Ground Floor
Shop 44, The Grove Mall shopping centre
Box 35387, Kleine Kuppe, Windhoek
Tel:061 2992222
JOHN MEINERT
C/O Independence Ave & John Meinert St
Box 23043, Windhoek
Tel: 061 2998149
KATUTURA
Pick n Pay Complex, Independence
Katutura
Box 62207, Katutura, Windhoek
Tel: 061 2992222
fnbkatutura@fnbnamibia.com.na
KHOMASDAL
Shop 24, 1st Floor, Khomas Grove
Khomasdal
Box 72037
Tel: 061 2992222
MAERUA MALL
1st Floor, Shop no 37
Maerua Mall Shopping Centre
Tel: 061 2997820
NORTHERN INDUSTRIAL
16 Nguni St, Northern Industrial Area
Box 23043
Tel: 061 269380
BUSINESS BANKING
C/O Noble Armstrong St, Old Power Station
Tel: 061 411200
PROSPERITA
110 Nickel St, Prosperita
Box 285, Windhoek
Tel: 061 2992222
WERNHILL AGENCY
C/O Fidel Castro & Mandume Ndemufayo St
Shop 40, Wernhill Shopping Centre
Box 195, Windhoek
Tel: 061 272959
WINDHOEK
207 Independence Ave, Windhoek
Box 285, Windhoek
Tel: 061 2992111
BUREAU DE CHANGE
207 Independence Ave, Windhoek
Box 285, Windhoek
Tel: 061 2992039
OTHER AREAS:
ARANDIS
ARANOS
AUSSENKEHR
EENHANA
GOBABIS
GROOTFONTEIN
HENTIES BAY
KARIBIB
KATIMA MULILO
KEETMANSHOOP
LUDERITZ
MARIENTAL
OKAHANDJA
OKAHAO
OKAKARARA
OKONGO
OMUTHIYA
ONDANGWA
ONGWEDIVA
OPUWO
ORANJEMUND
OSHAKATI
OSHIKUKU
OTAVI
OTJIWARONGO
OUTAPI
OUTJO
REHOBOTH
ROSH PINAH
RUNDU
SWAKOPMUND
NKURENKURU
TSUMEB
USAKOS
WALVIS BAY
PO BOX 285 WINDHOEK NAMIBIA
FBC HOLDINGS - HEAD OFFICE ( SADC LISTING)
FBC Holdings Limited (FBCH) is an Investment holding company listed on the Zimbabwe Stock Exchange and whose principal activities are in Zimbabwe. The Group offers diverse financial services through subsidiaries that span commercial banking, mortgage financing, short-term insurance, re-insurance, securities trading and micro-financing. In all, FBC Holdings Group comprises FBC Bank Limited, FBC Crown Bank, FBC Building Society, FBC Reinsurance, FBC Securities (Private) Limited, MicroPlan Financial Services (Private) Limited and FBC Insurance.
FBC Holdings Limited is a Zimbabwe-based investment holding company. The Company provides a range of commercial banking, mortgage financing, micro-lending, reinsurance, short-term insurance and stockbroking services.
is licensed by the Reserve Bank of Zimbabwe, the central bank and national banking regulator. The main branch and headquarters of the bank are located on the 6th Floor of the FBC Centre, at 45 Nelson Mandela Avenue, in Harare, the capital and largest city of Zimbabwe.
Head Office 6th Floor FBC Centre 45 Nelson Mandela Avenue P.O. Box 1227 Harare, Zimbabwe Telephone: +263-242- 783 204/783 206-7/707 057/797 759|772 706 E-mail: info@fbc.co.zw(link sends e-mail) Skype: FBC.Help.CentreCall Centre: 080 800 25, 080 800 26Whatsapp: +263 772 419 693, +263 772 152 647
Help Centre
Whatsapp: +263 772 419 693, +263 772 152 647 or +263 732152 647Tel: +263 242 704 481-82Toll Free: 080 800 26E-mail: help@fbc.co.zw(link sends e-mail)Skype: FBC.Help.Centre
P.O. BOX 1227 HARARE, ZIMBABWE
CBZ Bank Limited is a wholly owned subsidiary of the diversified and listed financial services group CBZ Holdings (CBZH). CBZH provides a complete range of financial services through various subsidiaries whose activities include banking, short and long term insurance, asset management, securities trading and property investments.
CBZ Bank Limited, the flagship of the group is a registered commercial bank offering a wide range of innovative banking and financial services solutions to personal and corporate customers through the following:
Retail Banking
Corporate & Merchant Banking
E-Banking & Card Services
Mortgage Finance
Agribusiness
Advisory services
Asset Finance
Wealth Management
Treasury
Trade Finance & International Banking
Custodial Services
Established in 1980 as the Bank of Credit and Commerce Zimbabwe Limited (BCCZ) that was a joint venture between the Government of Zimbabwe and the Bank of Credit and Commerce International Holdings Limited (BCCIH).
Turnaround
In 1991, the government of Zimbabwe saved the BCCZ from collapse by acquiring total shareholding in the Bank. BCCZ acquired a new identity as Commercial Bank of Zimbabwe (CBZ). The Bank’s new identity was augmented by the appointment of a new team of management whose mandate was to steer CBZ to growth and success. The first major turnaround occurred in May 1995 when a decision was taken to remove non performing loans from the normal portfolio of advances. These were placed under the separate entity, Commercial Bank of Zimbabwe Nominees Limited (CBZN). This strategy allowed the more efficient mobilisation of financial resources and enabled greater focus on critical issues of banking business and rehabilitation of all delinquent advances.
Diversification
CBZ’s diversification drive started in 1997 when the Zimbabwean Government sold its shareholding in the Bank in a bid to adequately capitalise it. An agreement was reached with the Amalgamated Banks of South Africa (ABSA) to become the Bank’s technical partner. ABSA took up 25% in shareholding.
Apart from ABSA, the International Finance Corporation, an arm of the Word Bank, acquired a further 15% of equity. Nonetheless, the greater part of CBZ shares (55%) were issued to the public when the Bank fully privatised and was listed on Zimbabwe Stock Exchange on 29 June 1998.
By then the Bank had become the third largest in Zimbabwe in terms of deposits. It has also diversified its financial services range with the most significant addition being the establishment of the Microfinance Unit to support small to medium sized business enterprises.
Growth Through Diversification
In 2004 a new vision was adopted. This refocus propelled the establishment of CBZ Holdings (CBZH) as an entity poised to provide all client segments with a one-stop shopping experience for financial services. When CBZ Holdings Limited was operationalised in June 2005, period of intense growth through diversification began.
The Bank became a subsidiary of the holding company and was renamed CBZ Bank Limited. CBZ Asset Management (Private) Limited trading as Datvest was incorporated under the CBZ Group following the acquisition of its entire issued share capital in June 2005.
Adding to its interests in commercial banking and asset management, CBZH then ventured into the property sector in 2006 by registering and launching another subsidiary, CBZ Properties (Private) Limited. In 2006 CBZ Holdings, in partnership with other investors also set up a short term insurance company, Optimal Insurance (Private) Limited, which began operations in July of the same year.
CBZ Holdings continued in its concerted efforts to seek and obtain opportunities to extend the Group’s national footprint. In January 2007, the CBZ Group issued an announcement to shareholders advising of its complete acquisition of Beverly Building Society. Notably, this development made mortgage financing facilities available to clients of the Group and enhanced business synergies. In addition, there was a marked increment of value for shareholders.
CBZ Holdings’ track record has been achieved through a combination of organic growth, acquisitions, innovation and creating extra sources of revenue through the start-up and development of completely new businesses such as CBZ Securities, CBZ Properties and CBZ Life.
Consolidation
In 2010 CBZ Holdings started an operational integration process that has resulted in the consolidation of the Bank and the Building Society resulting in the Bank Offering a one-stop shop facility to its clients. This means that the Group now offers Banking and home financing products and services available under one roof. Operationally, this consolidation means that there are no free-standing CBZ Building Society branches. Instead, the services previously offered through these branches are now available at the nearest CBZ Bank branch, to which Building Society clients were migrated.
Mortgage Finance and other products previously offered through CBZ Building Society are now part of CBZ Bank’s range of products bringing cost saving for both the group and its clients. .
The consolidation also means that a platform has now been created for product development innovation, which means finding more ways to make banking an even more enjoyable experience for clients.
CBZ Asset Management Private Limited T/A Datvest is a wholly owned subsidiary of the diversified and listed financial services Group CBZ Holdings (CBZH). Datvest is one of the largest asset management companies in Zimbabwe and currently manages over US$140 million in assets on the stock market, fixed income market, property market and other asset classes.
Datvest, the asset management division of the CBZH Group is registered by the Securities and Exchange Commission of Zimbabwe (SECZ). Datvest offers a wide range of managed investment portfolio services to pension funds, corporates and individual investors through the following:
Pension Fund Portfolio Management
Private Client Equity and Money Market Portfolio Management
Fixed Income Investments
Property Investments
Unit Trust Investments
Advisory Services
History
Datvest, traces its beginnings back to 1990 when Dataworld (Private) Limited was incorporated. We have acquired a significant level of experience over the past twenty-three years and in so doing have become one of the largest asset managers in Zimbabwe. Our track record over this period speaks for itself and is reflected in our prestigious client base of high net worth individuals, corporate entities, pension funds and unit trust clients.
This, coupled with a dedicated, experienced and highly qualified management team allows us to give clients the efficient service for which we have become renowned.
Capabilities
Our Investment Objective is to “Exceed agreed benchmarked returns over a rolling three year period using a Balanced Methodology. We believe that a suitable weighting should be assigned to each asset class represented in a fund, dictated by the nature of the investor’s liabilities, which combine to produce a diversified portfolio. Upon taking on a new client, we meet with the trustees and agree strategy and core buying lists around which we build a portfolio. We utilise a focused portfolio methodology and our equity portfolios are relatively low risk and are approved by Trustees in terms of our Strategic Plan.
We use various tools to select our investments and these are crosschecked firstly against fundamental and technical indicators and secondly against our own business knowledge of the Zimbabwean companies and the economy. Full use is made of internet capabilities and we continually keep abreast of international investment trends through regular training and our association with international investment houses. Derivative instruments, such as futures and options, will not be included in the portfolio unless specifically agreed to. Our unique mix of skills ensures a well-rounded view when it comes to analysing investment opportunities and we have the luxury of the most comprehensive financial and economic database in Zimbabwe to support this important process.
CBZ Risk Advisory Services (Pvt) Limited is a registered insurance broker which is 100% owned by CBZ Holdings Limited. The subsidiary was established in 2017 and is among the top 5 Insurance Brokers in Zimbabwe in terms of market share. CBZ Risk Advisory Service (Pvt) Ltd has unrivalled expertise in Insurance Broking and Risk Advisory services. Its expertise cuts across the various sectors providing comprehensive and cutting edge solutions to the various industries.
CBZ Risk Advisory Services (Pvt) Ltd boasts of a team that is highly experienced and qualified to offer insurance and risk management expertise. The team leverages on digital capabilities to deliver a comprehensive and differentiated value proposition to cater for the different industries.
CBZ Risk Advisory Services (Pvt) Ltd offers the following services:
Short Term Insurance Broking
Captive Management
Claims Management Consultancy
Risk Assessment & Advisory
Employee Benefits Consulting Services
Pension Advisory Services
Healthcare Consulting
CBZ Properties (Private) Limited is a real estate development, investment and management company which is 100% owned CBZ Holdings Limited. Incorporated in 2004 the company has years of successful experiences in real estate development and management. Our simple business principle is that our only concern in a real estate transaction is the customer.
With a focused direction, we continue to expand our real estate portfolio with the expertise of a talented team and partnerships. We provide a quality of service that is unique to the industry and delivers a distinct comparative advantage. Our knowledge of the property industry results in a better understanding of our clients’ requirements and expectations. This allows us to quickly respond to our client’ changing needs. Creativity, capacity and value are hallmarks of each project.
Our property development team has developed in excess of 2.0 million square metres of housing projects, office and industrial space.
The property management team manages over 100,000 squares metres of residential, office, commercial and industrial space. CBZ Properties has the expertise to see value in existing real estate products and respectfully re-purpose them into valuable assets. The experience gained through analysing, developing, leasing and managing these long-term assets enhances CBZ Properties’ reputation in the Zimbabwean real estate market.
Furthermore, our access to such a unique property database enables us to analyse market and technological conditions and changes with a high degree of precision. This enables us to provide the most accurate market values of assets and forecast future trends in values, analysis of trends in the performance of real estate investments in comparison with other asset classes. Additionally, CBZ Properties analyses the impact of changes in land laws, planning regulations and environmental regulations on optimal land use.
We offer the following:
Property development solutions,
Project management services
Property management services,
Property sales
Valuations and real estate advisory services
CBZ Capital originates, structures and participates in strategic transactions for its clients. CBZ Capital has the ability to look at transactions across the capital structure (Debt, Equity Mezzanine) and thrives where this is complexity. At its core CBZ Capital looks to solve critical problems for it’s clients through becoming a partner and advisor.
Products
Structuring
Financing / Capital Raising
Strategic Partnerships
Trading
Red Sphere Finance (Private) Limited is Licensed Credit – Only Microfinance Institution under the Microfinance Act Chapter 24:30 and whole owned by CBZ Holdings. The subsidiary is mandated to provide financial services to the informal sector, SMEs, Civil Servants, small holder farmers and all those who are gainfully employed. Red Sphere Finance offers the following products:
Individual Business Loans
Educational Loans
Salary Based Loans
Agricultural Loans
SME and Microfinance Loans
Order Finance
Advisory Services
CBZ Agro-Yield (Private) Limited is a subsidiary of CBZ Holdings Zimbabwe. CBZ Agro-Yield’s aim is to actively participate in assisting the Government of Zimbabwe to meet its objectives by empowering farmers, creating employment and increasing food production. The company works with various stakeholders to ensure farmer production yields continuously improve through enhanced methods such as farm mechanization.
CBZ Agro-Yield in conjunction with the Government of Zimbabwe through the Ministry of Finance and Economic Development and Ministry of Agriculture are the major stakeholders in the National Enhanced Agriculture Productivity Scheme ( NEAPS ). The aim of NEAPS is to ensure food self-sufficiency in Zimbabwe through the support of wheat, maize and soya bean production.
CBZ Agro-Yield distributes inputs to farmers that meet the Company’s requirements with regards to repayment capabilities and production capacity. CBZ Agro-Yield identifies various suppliers that can supply inputs in a timely manner to ensure uninterrupted farming activities for farmers. The inputs generally include but are not limited to;
Seed
Fertilizer
Chemicals
Fuel
Mechanization equipment such as irrigation systems.
The Government of Zimbabwe through the Ministry of Finance provides funding for the Program to guarantee payment to the different input suppliers. The farmers repay their input loans with product through delivering the equivalent amount of produce to the Government appointed agents to cover their loan. The business aims to diversify its portfolio into other product lines such as horticulture.
CBZ Agro-Yield plays an integral part of the NEAPS program through the identification of farmers, sourcing of suppliers, distribution of inputs and reconciliation of farmers’ accounts. The introduction of Information Technology is assisting the company to effectively manage the tracking, supply & distribution of inputs as well as the repayment of loans.
CBZ Insurance Company (CBZI) is a short term insurance company duly registered in accordance with the laws of the Republic of Zimbabwe. The company is licensed by the Insurance & Pension Commission of Zimbabwe (IPEC). CBZI (formerly Optimal Insurance Company) is a subsidiary of CBZ Holdings and was established in 2005 with operations starting on the the 1st of June 2006.
CBZI boasts of a team that is highly experienced and qualified to do short term insurance business. The team is beyond doubt one of the most dynamic, innovative and solution driven in the Zimbabwean insurance industry. The team endeavours to provide highly innovative and valuable short term insurance solutions to clients regardless of their sizes. CBZ Insurance offers the following products:
Motor Vehicle Insurance
Residential Building Insurance
Commercial Building Insurance
Travel Insurance
Casualty Insurance
Accident and Health Cover
Marine
Business Package
Liability Insurance
CBZ Life Limited was established in 2010 and licensed to transact long term insurance business. CBZ Holdings has 100% shareholding in the company. The newly formed CBZ Life has on board shareholders, directors, management and staff who have a wealth of experience in life insurance. Funeral Insurance involves providing a pre-defined benefit amount on the client’s death payable immediately to the specified beneficiary of the policy holder’s estate.
Credit Life Insurance entails the provision of a benefit amount equal to the loan amount outstanding (or alternatively an amount equal to the original loan) in the event of the client’s death (and possible disability). In addition the loan repayments of 3 or 6 months can be paid in the event of retrenchment.
Term insurance involves providing a pre-defined benefit amount in the event of the client’s death payable to the specified beneficiary of the policyholder`s estate.
BRANCHES:
8TH AVENUE BRANCH BULAWAYO
8TH AVENUE/JASON MOYO STREET
AIRPORT AGENCY
INTERNATIONAL TERMINAL, HARARE INTERNATIONAL AIRPORT, HARARE
AVONDALE BRANCH
AVONDALE SHOPPING CENTRE
BEITBRIDGE
SHOP NUMBER 7, BEITBRIDGE SHOPPING MALL, BEITBRIDGE, P.O. BOX 401
BELMONT
CNR LEEDS ROADS/J. CHINAMANO BELMONT BULAWAYO
BINDURA
STAND 751YORK STREET, BINDURA
BOKA TOBACCO AGENCY BOKA TOBACCO AUCTION FLOORS, HARARE
BORROWDALE BRANCH, HARARE
CNR EDINBURGH/CAMPBELL RD, POMONA, BORROWDALE
P O BOX BW 520, BORROWDALE
BULAWAYO CCD
BULAWAYO FIFE STREET MONEY TRANSFER CENTRE
CNR FIFE/10TH AVENUE
(0292) 65081
(MTA TRANSACTIONS ONLY)
CHECHECHE
SHOP NO 1J, STAND NUMBER 229, CHECHECHE COMPLEX, CHECHECHE
CHEGUTU
116 QUEEN STREET, CHEGUTU
CHINHOYI
NUMBER 9 MAGAMBA WAY, CHINHOYI
CHIPINGE
76 MAIN STREET
P O BOX 440 CHIPINGE
CHIREDZI
55 CHILONGA DRIVE CHIREDZI
CHIRUNDU
NEW ZIMRA BORDER POST COMPLEX, CHIRUNDU
CHITUNGWIZA MAKONI BRANCH
60 JENJE ROAD, SEKE NORTH, SEKE
CHIVHU
DESAI BUILDING, 383 YORK STREET, CHIVHU
CRIPPS ROAD BRANCH
CRIPPS ROAD, GRANITESIDE, HARARE
GOKWE
STAND 960 GOKWE GROWTH POINT
GUTU
BEVERLY PLACE, GUTU
GWANDA
63 SOULDAN STREET, GWANDA
GWERU
CBZ BUILDING, CNR ROBERT MUGABE/7TH STREET, GWERU
HARARE CCD
HIGHFIELD
JABAVU DRIVE HIGHFIELD, HARARE
JOSHUA NKOMO AIRPORT BRANCH
CBZ HOUSE, 87 JOSHUA MQABUKO NYONGOLO NKOMO STREET BULAWAYO
KADOMA BRANCH
CBZ HOUSE 41 MUKWATI STREET KADOMA
KARIBA
3339 NYAMHUNGA TOWNSHIP, P BAG 2021, KARIBA
KAROI
STAND NUMBER 252, KAROI TOWNSHIP, KAROI
KWAME NKRUMAH BRANCH
60 KWAME NKRUMAH AVENUE, HARARE
KWEKWE
STAND 6467, KWEKWE
MARONDERA
2137 SECOND STREET, MARONDERA
MASVINGO
376 ROBERT MUGABE WAY
MSASA
DESTINY ELECTRONICS, 62 MUTARE ROAD, MSASA HARARE
MTC AGENCY
6 RAINHAM ROAD, WILLOWVALE, HARARE
MUREHWA
SHOP NO. 2 CBZ BUILDING STAND 175 MUREHWA
MUTARE
31 SECOND STREET, MUTARE
MUTOKO AGENCY
STAND NO.374 OLIVER NEWTON ROAD MUTOKO
MVURWI
FARM & CITY COMPLEX STAND 26A CHARTHAM ROAD MVURWI
NEMBUDZIYA
STAND 121 MUTORA TOWNSHIP, NEMBUDZIYA
NORTON
143 CORNMARKET CRESCENT, NORTON
NYANGA
253 NYANGA TOWNSHIP, NYANGA
NYIKA
NYIKA GROWTH POINT, NYIKA
ROBERT MUGABE ROAD MONEY TRANSFER CENTRE
83 ROBERT MUGABE RD, HARARE
(0242) 774357, 772401
(MTA TRANSACTIONS ONLY)
RUSAPE
18 ROBERT MUGABE STREET
SAMORA MACHEL
57 SAMORA MACHEL AVENUE, HARARE
SAPPHIRE HOUSE
CORNER SPEKE AVENUE/ANGWA STREET, HARARE
SELOUS AVE BRANCH
CBZ PLACE, 7 SELOUS AVENUE, HARARE
SOUTHERTON
CORNER PAISLEY ROAD/HIGHFIELD ROAD
TSF TOBACCO AGENCY
TSF TOBACCO AUCTION FLOORS, 161 GLENEAGLES ROAD, WILLOWDALE HARARE
UNIVERSITY OF ZIMBABWE AGENCY
STUDENTS CENTRE, UNIVERSITY OF ZIMBABWE CAMPUS, HARARE
VICTORIA FALLS
THE GALLERIA COMPLEX, STAND NO. 123, P O BOX 258, VICTORIA FALLS
WEALTH MANAGEMENT SUITE
CNR EDINBURGH/CAMPBELL RD, POMONA, BORROWDALE
ZVISHAVANE
694 TURNER ROAD ZVISHAVANE
P O BOX 3313, HARARE, ZIMBABWE
Economic Policy
The Bank maintains the capability to analyse all key economic policy issues that impact on the economy of Botswana, including both domestic and international developments.
Financial Stability
Financial stability refers to a well-functioning, liquid, solvent and sound financial system that efficiently facilitates payments, pools funds and allocates resources to the most productive sectors of the economy.
Regulation and Supervision
The Bank of Botswana (Bank) promotes financial stability in the country through the regulation and supervision of banks and other financial institutions.
Payment Systems
The Bank of Botswana has legislative oversight of the National Payments System (NPS) in Botswana which ensures the effective functioning of all processes relating to financial payments and settlements.
Currency
The Bank of Botswana has been issuing currency (notes and coin) since August 1976 when the national currency, the Pula, was first introduced.
Financial Markets
The bank of Botswana engages in a variety of operations in domestic financial markets, covering money, bond markets, and foreign exchange markets.
GABORONE HEADQUARTERS
17938, KHAMA CRESCENT, GABORONE, BOTSWANA
PRIVATE BAG 154, GABORONE, BOTSWANA
TEL: 360 6000
FRANCISTOWN BRANCH
9597, THAPAMA CIRCLE, FRANCISTOWN, BOTSWANA
PRIVATE BAG F212, FRANCISTOWN, BOTSWANA
TEL: 241 0450, 240 0400
PRIVATE BAG 154, GABORONE, BOTSWANA
Incorporated in 1918 and listed on the Johannesburg (JSE) and Namibian (NSX) stock exchanges, Oceana Group is a global fishing company, and an important participant in the South African, Namibian and US fishing industries. We are ranked as one of the top 20 seafood companies in the world by market capitalisation. We employ 4 845 people globally, of whom 3 736 are directly employed and 1 109 are indirectly employed. Oceana is a black-owned company and a level 1 B-BBEE contributor.
“On the surface a fishing company. Deep down, so much more.”
Over the past 5 years, Oceana has consistently been rated as one of the most empowered JSE-listed companies (Empowerdex Most Empowered Companies ranking).
Our core business is the catching, processing, marketing and distribution of canned fish, fishmeal, fish oil, lobster, horse mackerel, squid and hake. The business includes mid-water fishing (horse mackerel), deep-sea trawling (hake), and inshore fishing for pelagic fish (anchovy, Gulf Menhaden, redeye herring and pilchard). In addition, we provide refrigerated warehouse facilities and logistical support services.
“We supply fish and fish products to consumers across the spectrum – in Africa, Asia, Europe, the US, Australia and the Far East.”
The group’s principal market is the lower-end consumer (who prefers canned fish and horse mackerel). Oceana is particularly well renowned for the sale of canned pilchards under the Lucky Star label. Lucky Star is an iconic retail brand in South Africa, and leads the market within the canned fish sectors in which it operates. This includes Botswana, France, Kenya, Lesotho, Mozambique, Malawi, Mauritius, Namibia, South Africa, Swaziland, the United Kingdom, Zambia and Zimbabwe.
We also sell products to upper-end consumers (who are predominantly buyers of lobster, hake and certain canned fish).
The majority of our sales revenue comes from South Africa and Namibia, followed by markets in Southern and West Africa, the US, Europe, Australia and the Far East. The consolidation of Oceana’s South African, Namibian, Angolan and US fishmeal supply has increased the group’s scale and mobility in the global market. This is supported by increasing global protein requirements and growing demand for fishmeal and fish oil products. Oceana’s fishmeal and fish oil market has a global footprint. The group’s US‑based, Daybrook Fisheries operation is responsible for a significant portion of our fishmeal and fish oil products.
Oceana’s fishing and production‑related activities are conducted primarily through four operating divisions: Lucky Star; Daybrook Fisheries; Blue Continent Products; and Oceana Lobster. A fifth division, CCS Logistics, provides refrigerated warehouse facilities with operations in South Africa, Namibia and Angola. This structure creates value through economies of scale and efficiencies in terms of raw material and product volumes, use of vessels and production resources, market focus, risk management and growth opportunities.
We are committed to and support responsible fishing practices. Oceana is a founder member of the Responsible Fisheries Alliance (RFA), and has partnered with WWF and other members in the RFA to advance an ecosystems approach to fisheries management.
The group has a highly skilled board and an experienced management team who maintain a culture of good governance informed by effective risk management and compliance practices. This is supported by a stable and experienced employee base.
PO BOX 7206, ROGGEBAAI, 8012
DTC specialises in business finance and assists in managing & implementing the finance process for SMME’s from start to end.
Dream Team Capital (Pty) Ltd / DTC is a privately-owned South African company, which has built its reputation for quality, competence and efficiency on the responses of very demanding and discerning clients.
DTC's work encompasses mutual trust with each client; international companies as well as small- and medium-sized enterprises. Each client’s activities, products and professional environment are carefully taken into consideration; our goal is to provide tailor-made solutions to the client’s specific business and other corporate needs.
We specialise in business finance and assists in managing & implementing the finance process for SMME’s from start to end. They have South Africa’s largest network of finance partners that include venture capital companies, private equity firms, government BEE initiatives, banks, angel funds, crowd funds, Silicon Cape investment companies and rent to own funding initiatives. National fund parameters vary and range from R50,000 from institutes such as the Gauteng Enterprise Propeller up to R250 million through institutes such as the KZN Growth Fund.
Industry specific non-repayable business grants are also available to cushion between 30% to 100% of capital expenditure.
How Dream Team Capital can assist you?
Whether you are starting a new venture or planning an expansion, DTC are with you from the start right through the end.
Business Development professionals spend the majority of their time managing organizational strategic development, which may include developing and retaining clientele to achieve financial goals of their department. Oftentimes, business development can include recruiting and supervising a team of other administrative or business professionals in their daily operations, handling marketing efforts and customer service to maintain corporate standards.
Here are some of the services that are offered:
Business Registration
Unsecured Business Loans / Finance
Secured Business Loans / Finance
BBBEE Structuring
Consulting
Franchise Preparation
Master Franchising
Refinancing
Alternative Finance
Supply Chain Finance / Factoring
Alt-X and 4-AX Listing
Non Repayable Business Grants
Business Planning
Working Capital
Business Writing
Due Diligence
Merger & Acquisitions
Tender Procurement
Brand Development
Legal Contracts & Agreements
Marketing Plans
Non- Executive Director Representation
Contact us today or email us for more information.
Website: https://dtcapital.co.za/Email: support@dtcapital.co.za
4319
Sasfin was listed on the JSE in 1987 and is a bank-controlling company that comprises three business pillars: Rental Finance, Bank and Wealth. The Group has regional offices in four South African provinces and eight cities. Sasfin is a B-BBEE 1 contributor.
We enable entrepreneurs and investors to grow their businesses and global wealth, supporting job creation and sustainable socio-economic development.
Sasfin was established in 1951 as a textile trading business. This business was converted into a finance business in the 1960s. Sasfin listed as a trade and equipment financier on the JSE in 1987. Following the listing, Sasfin established SASP in 1991 - the oldest standing securitisation vehicle in South Africa. Following a number of small acquisitions and strong organic growth, Sasfin obtained a banking license in 1999. In 2000 Sasfin acquired Frankel Pollak Securities, which today forms the base of Sasfin Wealth. Today Sasfin comprises Wealth, Asset Finance, and Business and Commercial Banking.
HEAD OFFICE
140 West Street Sandown, Sandton 2196
T +27 11 809 7500
F +27 86 575 3829
E info@sasfin.com
CAPE TOWN OFFICE
1 Bridgeway Century City, Cape Town, 7441
PO Box 7520 Roggebaai 8012
T +27 87 350 1136
info@sasfin.com
SASFIN WEALTH DURBAN
6 The Boulevard Westway Office Park Spine Road Westville 3610
T 031 271 8700
info@sasfin.com
SASFIN SECURITIES
30 6th Ave, Walmer, Gqeberha, 6065
T 27 41 363 5989
F +27 41 363 1692
info@sasfin.com
ASSET FINANCE
Block A, Ground Floor North Wing Lord Charles Office Park 337 Brooklyn Road Cnr Brooklyn & Justice Mohamed Street Brooklyn 0181
PO Box 1761 Brooklyn Square 0075
T +27 12 425 6251
F +27 12 425 6060
info@sasfin.com
SASFIN WEALTH
Lord Charles Office Park Block A, Ground Floor North Wing 337 Brooklyn Road Cnr Brooklyn Road & Justice Mahomed Street Brooklyn 0181
PO Box 36002 Menlo Park 0102
T +27 12 425 6000
F +27 12 425 6060
info@sasfin.com
STELLENBOSCH OFFICE
Unit G2 Ground Floor Trumali Forum Building Trumali Park C/O Trumali Road and the R44 Stellenbosch, 7600 South Africa
PO Box 36002 Menlo Park 0102
T +27 87 365 4900
wouter.vandermerwe@sasfin.com
BUSINESS & COMMERCIAL BANKING
140 West Street Sandown 2192
PO Box 95104 Grant Park 2051
Service Queries - 080 23 23 23 6
customerservice@sasfin.com
Report Fraud
011 809 7648
reportfraud@sasfin.com
Compliments & complaints
080 23 23 23 6
customercare@sasfin.com
National Financial Ombud Scheme (NFO) South Africa
0860 800 900
info@nfosa.co.za
ArcelorMittal South Africa – Head Office (SA National Listing)
ArcelorMittal South Africa is part of the steel company Arcelor-Mittal. The company was originally Iscor Ltd., a South African parastatal steel company. It was founded in 1928 and was first listed on the JSE Securities Exchange in 1989.
Headquartered in Vanderbijlpark, Gauteng, ArcelorMittal South Africa is the largest steel producer on the African continent., with a production capacity, in a normal year, of 7 million tonnes of liquid steel per annum , after taking into account various yield factors, amounts to approximately 5.5 million tonnes of saleable steel products. The company supplies over 60% of the steel used in South Africa and exports the rest to sub-Saharan Africa and elsewhere.The company has a depth of technical and managerial expertise that has been carefully nurtured since its inception in 1928. ArcelorMittal South Africa is well known for its reputation for reliability and a sharply defined business focus, which has forged the organisation into a modern, highly competitive supplier of steel products to the domestic and global markets.This has been achieved through on-going alignment with international best practices and a comprehensive understanding of the steel business environment, ensuring the company’s continued global competitiveness and participation in international markets.ArcelorMittal South Africa's global standing is further underpinned as part of the world’s largest steel producer, the ArcelorMittal Group. The company is the world's number one steel company employing approximately 168 000 employees worldwide.ArcelorMittal is the leader in all major global markets, including automotive, construction, household appliances and packaging, with leading R&D and technology, as well as sizeable captive supplies of raw materials and outstanding distribution networks.With an industrial presence in 60 countries across Europe, the Americas, Asia and Africa, ArcelorMittal has a balanced geographic diversity within all the key steel markets, both in developing and developed countries.Through this association, ArcelorMittal South Africa has access to world-class research and development, best practice processes, aggressive procurement contracts and international market leverage to ensure the company remains at the cutting edge of the international steel industry.
ArcelorMittal South Africa - Fast Facts
Founded in 1928.
Headquarters in Vanderbijlpark in South Africa’s Gauteng Province.
Over 6000 employees.
Annual electricity consumption of 600 MW.
Annual water consumption of 22 000 Mlt.
Global standing underpinned by being part of the world’s largest steel producer
ARCELORMITTAL SOUTH AFRICA CORPORATE OFFICEDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111ARCELORMITTAL SOUTH AFRICA – PRETORIA WORKSFRIKKIE MEYER ROAD PRETORIA WEST
ARCELORMITTAL SOUTH AFRICA NEWCASTLE WORKSISCOR ROAD NEWCASTLE
ARCELORMITTAL SOUTH AFRICA - SALDANHA WORKSYSTERVARKENSRUG SALDANHA
ARCELORMITTAL SOUTH AFRICA – TUBULAR PRODUCTS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING LEEUW KUIL
ARCELORMITTAL SOUTH AFRICA – VANDERBIJLPARK WORKSDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111
ARCELORMITTAL SOUTH AFRICA - VEREENIGING WORKS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING
ARCELORMITTAL SOUTH AFRICA PORT OPERATIONS AND LOGISTICS (DURBAN)7/13 JOHNSTONE ROAD MAYDON WHARF DURBAN
ARCELORMITTAL RAIL AND STRUCTURES OLD PRETORIA ROAD, PORTION 93 OF THE FARM SCHOONGEZIGHT, No. 308 JS eMalahleni
PO Box 2, PP 10109, Vanderbijlpark, 1900
ArcelorMittal South Africa – (Provincial Listing)
Headquartered in Vanderbijlpark, Gauteng, ArcelorMittal South Africa is the largest steel producer in sub-Saharan Africa. In 2023, we made 2.8 million tonnes of liquid steel. This was 14% higher than the amount we produced in 2022 and 10% lower than our output of 3.1 million tonnes in 2021.
Our 9 259 employees and contractors (2022: 9 592) produce both flat and long steel in hundreds of grades and specifications for further value add by our customers – downstream manufacturers in southern, West and East Africa (and other markets).
We are part of the worldwide ArcelorMittal group, which employs approximately 154 000 people and produces 58 million tonnes of crude steel per year.
Our steel is manufactured primarily at large, capital intensive facilities in Vanderbijlpark (flat) in eMalahleni, Mpumalanga (structural) and in Newcastle (long) in northern KwaZulu-Natal. Our second integrated flat steel plant, Saldanha in the Western Cape, and our second long steel plant in the Vaal Triangle of Gauteng have been under care and maintenance.
We employ traditional ironmaking and primary steelmaking methodologies but, in 2022, began actively pursuing new low-carbon practices and technologies.Our coke batteries in Vanderbijlpark and Newcastle produced 1.1 million tonnes of coke in 2023. Over the next four years coke production is expected to increase to an average of 1.9 million tonnes per annum (Mtpa).
By-products resulting from our ironmaking and steelmaking processes – primarily slag and tar – are important sources of revenue.Our strategy is to ensure that we remain the champion of innovative, export-driven steel-based industrialisation in South Africa, sub-Saharan Africa, and other key geographies.
ARCELORMITTAL SOUTH AFRICA CORPORATE OFFICEDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111ARCELORMITTAL SOUTH AFRICA – PRETORIA WORKSFRIKKIE MEYER ROAD PRETORIA WEST
ARCELORMITTAL SOUTH AFRICA NEWCASTLE WORKSISCOR ROAD NEWCASTLE
ARCELORMITTAL SOUTH AFRICA - SALDANHA WORKSYSTERVARKENSRUG SALDANHA
ARCELORMITTAL SOUTH AFRICA – TUBULAR PRODUCTS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING LEEUW KUIL
ARCELORMITTAL SOUTH AFRICA – VANDERBIJLPARK WORKSDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111
ARCELORMITTAL SOUTH AFRICA - VEREENIGING WORKS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING
ARCELORMITTAL SOUTH AFRICA PORT OPERATIONS AND LOGISTICS (DURBAN)7/13 JOHNSTONE ROAD MAYDON WHARF DURBAN
ARCELORMITTAL RAIL AND STRUCTURES OLD PRETORIA ROAD, PORTION 93 OF THE FARM SCHOONGEZIGHT, No. 308 JS eMalahleni








