Access Bank Botswana brings you more than banking.
As your partner, we are invested in building a mutually beneficial relationship that gives you access to superior advice, insight, specialist knowledge and experience from decades of banking across the globe. Together with exceptional customised solutions, you get the advantage you need to grow sustainably.
Access Bank is a strong financial institution with A1 and A+ Credit Ratings by Moody’s and Fitch respectively and is part of the World’s 500 most valuable banking brands. Access Bank is present in 3 continents as well as 12 countries in Africa and operates in the UAE and UK, with representative offices in China, India and Lebanon. With over 42 million customers, 2,900 ATMs, 9.8million unique mobile and internet banking users, 50,000 PoS terminals, 58,000 agents, and operations from 675 branches, it is the largest bank in Africa by customer numbers.
Our vision is to be the trusted local bank in Botswana, offering world-class solutions and building profitable, lifelong customer relationships through the provision of a wide range of innovative financial products and services to benefit all stakeholders.
Leadership
Our organisation is serious about effective transformation and representation. This is clearly reflected in our leadership structure, with women comprising 54% of our management team.
AccessBank Botswana's senior leadership team leads with purpose, embracing disruption and change, influencing sector growth, nurturing talent and driving measurable results and impact.
Governance and Ethics
As an organisation, we believe in having strong governance structures with a transparent board that is able to hold the executive accountable for its actions. We also have a code of conduct that all employees are expected to adhere to. Professional and ethical conduct is an integral part of how AccessBank Botswana conducts its business on a daily basis.
AccessBank Botswana is committed to ensuring that the organisation is managed in an efficient, responsible and ethical manner, and in the interests of all its stakeholders.
We are committed to achieving the highest standards of corporate governance and corporate citizenship by adhering to the relevant codes of best practice, principles of fairness, accountability, responsibility, transparency and integrity.
This is the guiding ethos across the organisation.
Our Team
We have a young, agile workforce; 65% of our employees are millenials. Our team is made up of forward-thinking highly skilled individuals who believe in leveraging their extensive knowledge of the African banking sector and collaborating to find the best solutions for our investors and customer base.
Our people are empowered to deliver excellent strategic value and advice with professionalism, impact, relevance and foresight – delivering on our promises, every time.
ABC Holdings Limited is the parent company of a number of sub-Saharan Africa banks operating under the BancABC brand that offer a diverse range of financial services including personal, business and corporate banking as well as asset management, stockbroking and treasury services. Guided by its core values of professionalism, people, innovation, passion and integrity, BancABC is pursuing its vision be the preferred banking partner in Africa by offering world class financial solutions - to the benefit of all its stakeholders. BancABC is realising this vision by building profitable, lifelong customer relationships through the provision of a wide range of innovative financial products and servicesBancABC has a proud heritage dating back to 1956. The Group, which has its head office in Botswana, was formed as a result of a series of mergers and acquisitions of financial institutions operating in Southern Africa. This has given the Group a strong geographical footprint as well as a sound understanding of the diverse financial markets within the region. As a result, BancABC has operations in Botswana, Mozambique, Tanzania, Zambia and Zimbabwe and a group services office in South Africa.BancABC has its primary listing on the Botswana Stock Exchange and a secondary listing on the Zimbabwe Stock Exchange. The Group's shareholders include, Old Mutual, Botswana Insurance Fund and the International Finance Corporation. The Management of BancABC, most of whom have a longstanding history with the bank, also holds significant shareholding within the Group thereby offering much needed stability to all stakeholders.
Group Structure
BREAK DOWN OF ABC HOLDINGS
ABC Holdings Limited is the holding company for a number of operating companies across sub-Saharan Africa each with independent banking licenses. ABC Holdings head office is in Botswana where it is listed on the BSE. A secondary listing on the ZSE in Zimbabwe is also held.
Values, Vision and Mission
BancABC's core values are the result of broad stakeholder consultation and centre on five distinct areas. They remain the guiding principles by which we operate and form the basis of our corporate personality.
Integrity is a key value of the Group which is the ability to be reliable, ethical, credible, and trustworthy with a great sense of heritage. Our cast iron ethics form our unquestionable character and business practice.
Passion describes the people focused, accessible, personal and customised approach, anchored on vital African energy. In short, we are passionate because we believe in and love what we do.
Innovation embodies the key traits of being visionary, dynamic, energetic, challenging and agile. In practical terms, adoption of this core value means devotion to driving change by provoking new ideas and always doing things differently.
Professionalism entails being uncompromising, focused, and confident in offering world-class products and services. We strive for excellence in what we do, and are always seeking to improve on our performance.
People is the essence of our existence. Our world class staff, customers, clients, shareholders and stakeholders define our ambitions, success and passion. Our passion for people makes us customer-centric.
Guided by these core values, BancABC's vision is to be the preferred banking partner in Africa by offering world class financial solutions.
Aligned to this vision BancABC's mission is to build profitable, lifelong customer relationships through the provision of a wide range of innovative financial products and services; to the benefit of all our stakeholders.
Committees
The Board is assisted in discharging its responsibilities by a number of sub-committees. Sub-committees are accountable to the Board, with minutes of sub-committee meetings circulated and reported on at the following Board meeting. Senior executives are invited to attend meetings where appropriate.
Board committees may make use of external professional advisers when necessary to discharge specific tasks.
Sustainability
BancABC recognises that sustainable development is dependent upon a positive interaction between economic growth, environmental protection as well as social upliftment. As a responsible corporate citizen, BancABC has a policy framework that is designed to ensure that all projects supported adhere to environmental and social regulations of the relevant local, national and international laws and standards.
THIS POLICY FRAMEWORK COMMITS BANCABC TO:
Provide in-house environmental education and support;
Recognise the environmental burden caused by consumption of resources and release of waste from our own business activities and aim to protect the environment through resource recycling as well as efficient use of energy and resources;
Support business activities that contribute to the protection and improvement of the environment;
Monitor the effects of our activities on the environment and work towards continuous improvement and pollution prevention;
Comply with all applicable laws and regulations related to environmental protection and other requirements to which BancABC Group companies are subject to and subscribe to; and
Provide financing to projects with minimal adverse impact on the environment while ensuring that those having potentially major adverse environmental and social impact are accompanied by adequate mitigation measures.
In order to ensure compliance with the last of these commitments, BancABC's credit risk assessment ensures that the social and environmental effects of its financial support are assessed and monitored. This Environmental and Social Review Appraisal Procedure (EASP) enables the integration of the environmental safeguards in projects so as to ensure that the potential risks associated with environmental and social issues as earlier mentioned are appropriately identified and mitigated.
KEY COMPONENTS OF THE EASP ARE:
An assessment of potential and current environmental and social risks and impacts arising out of the proposal; and
The commitment and capacity of the borrower to manage these impacts.
Against this background, the procedure ensures that projects financed by BancABC are environmentally and socially sound and sustainable and that any potential environmental and social risks are identified, evaluated and where necessary, mitigated. In line with its policy, BancABC will not finance any business activity that cannot reasonably be expected to meet the required Environmental and Social standards up front.As an African bank, BancABC recognises it has a responsibility to uplift and support social programmes in Africa . That is why, through various programmes and initiatives in Southern Africa, BancABC continues to be involved in the development of the most vulnerable group on our continent - women and children. BancABC believes that only when the women and children of Africa are free to pursue their dreams will the continent unlock its full potential.BancABC is also a patron of the arts. We also believe that a vibrant arts and culture is a vital expression of our continent's identity. Africa boasts a rich artistic and cultural heritage that is as diverse as its people. This heritage is the soul of our continent and in order for it to grow and thrive, needs to be nurtured and celebrated. It is for this reason that BancABC offers unwavering support in helping develop this vital element of the african continent.
Corporate Information
Controlling company - ABC Holdings Limited
Registration number 99/4865
REGISTERED OFFICE
Rhoss (Pty) LimitedUnit G3, Victoria HousePlot 132 Independence Avenue,P. O. Box AD54ACJ RiverwalkGaboroneBotswanaTelephone: +267 395 7524Fax: +267 395 7062e-mail: info@bancabc.com
PLACE OF BUSINESS
ABC HousePlot 62433 Fairgrounds Office ParkGaboroneBotswana
BOARD OF DIRECTORS
Livingstone Takudzwa GwataJacob Jones SikazweMark Martijn SchneidersSanjeev AnandNaran MaharajhTinotenda Gwendoline MuteiwaSharron Laverne McPherson
AUDITORS
KPMG BotswanaPlot 67977, Fairgrounds Office ParkGaboroneBotswanaTel: +267 391 2400Fax: +267 397 5281
SECRETARY TO THE BOARD
Dorothy Tafadzwa MatizaAddress: ABC House , Plot 62433 Fairgrounds Office Park Gaborone, BotswanaTelephone: +267 367 4339Fax: +267 390 5857email: dmatiza@bancabc.com
GROUP COMPANY SECRETARY
Dorothy Tafadzwa MatizaAddress: ABC House , Plot 62433 Fairgrounds Office Park Gaborone, BotswanaTelephone: +267 367 4339Fax: +267 390 5857email: dmatiza@bancabc.com
ArcelorMittal South Africa – Head Office (SA National Listing)
ArcelorMittal South Africa is part of the steel company Arcelor-Mittal. The company was originally Iscor Ltd., a South African parastatal steel company. It was founded in 1928 and was first listed on the JSE Securities Exchange in 1989.
Headquartered in Vanderbijlpark, Gauteng, ArcelorMittal South Africa is the largest steel producer on the African continent., with a production capacity, in a normal year, of 7 million tonnes of liquid steel per annum , after taking into account various yield factors, amounts to approximately 5.5 million tonnes of saleable steel products. The company supplies over 60% of the steel used in South Africa and exports the rest to sub-Saharan Africa and elsewhere.The company has a depth of technical and managerial expertise that has been carefully nurtured since its inception in 1928. ArcelorMittal South Africa is well known for its reputation for reliability and a sharply defined business focus, which has forged the organisation into a modern, highly competitive supplier of steel products to the domestic and global markets.This has been achieved through on-going alignment with international best practices and a comprehensive understanding of the steel business environment, ensuring the company’s continued global competitiveness and participation in international markets.ArcelorMittal South Africa's global standing is further underpinned as part of the world’s largest steel producer, the ArcelorMittal Group. The company is the world's number one steel company employing approximately 168 000 employees worldwide.ArcelorMittal is the leader in all major global markets, including automotive, construction, household appliances and packaging, with leading R&D and technology, as well as sizeable captive supplies of raw materials and outstanding distribution networks.With an industrial presence in 60 countries across Europe, the Americas, Asia and Africa, ArcelorMittal has a balanced geographic diversity within all the key steel markets, both in developing and developed countries.Through this association, ArcelorMittal South Africa has access to world-class research and development, best practice processes, aggressive procurement contracts and international market leverage to ensure the company remains at the cutting edge of the international steel industry.
ArcelorMittal South Africa - Fast Facts
Founded in 1928.
Headquarters in Vanderbijlpark in South Africa’s Gauteng Province.
Over 6000 employees.
Annual electricity consumption of 600 MW.
Annual water consumption of 22 000 Mlt.
Global standing underpinned by being part of the world’s largest steel producer
ARCELORMITTAL SOUTH AFRICA CORPORATE OFFICEDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111ARCELORMITTAL SOUTH AFRICA – PRETORIA WORKSFRIKKIE MEYER ROAD PRETORIA WEST
ARCELORMITTAL SOUTH AFRICA NEWCASTLE WORKSISCOR ROAD NEWCASTLE
ARCELORMITTAL SOUTH AFRICA - SALDANHA WORKSYSTERVARKENSRUG SALDANHA
ARCELORMITTAL SOUTH AFRICA – TUBULAR PRODUCTS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING LEEUW KUIL
ARCELORMITTAL SOUTH AFRICA – VANDERBIJLPARK WORKSDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111
ARCELORMITTAL SOUTH AFRICA - VEREENIGING WORKS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING
ARCELORMITTAL SOUTH AFRICA PORT OPERATIONS AND LOGISTICS (DURBAN)7/13 JOHNSTONE ROAD MAYDON WHARF DURBAN
ARCELORMITTAL RAIL AND STRUCTURES OLD PRETORIA ROAD, PORTION 93 OF THE FARM SCHOONGEZIGHT, No. 308 JS eMalahleni
PO Box 2, PP 10109, Vanderbijlpark, 1900
ArcelorMittal South Africa – (Provincial Listing)
Headquartered in Vanderbijlpark, Gauteng, ArcelorMittal South Africa is the largest steel producer in sub-Saharan Africa. In 2023, we made 2.8 million tonnes of liquid steel. This was 14% higher than the amount we produced in 2022 and 10% lower than our output of 3.1 million tonnes in 2021.
Our 9 259 employees and contractors (2022: 9 592) produce both flat and long steel in hundreds of grades and specifications for further value add by our customers – downstream manufacturers in southern, West and East Africa (and other markets).
We are part of the worldwide ArcelorMittal group, which employs approximately 154 000 people and produces 58 million tonnes of crude steel per year.
Our steel is manufactured primarily at large, capital intensive facilities in Vanderbijlpark (flat) in eMalahleni, Mpumalanga (structural) and in Newcastle (long) in northern KwaZulu-Natal. Our second integrated flat steel plant, Saldanha in the Western Cape, and our second long steel plant in the Vaal Triangle of Gauteng have been under care and maintenance.
We employ traditional ironmaking and primary steelmaking methodologies but, in 2022, began actively pursuing new low-carbon practices and technologies.Our coke batteries in Vanderbijlpark and Newcastle produced 1.1 million tonnes of coke in 2023. Over the next four years coke production is expected to increase to an average of 1.9 million tonnes per annum (Mtpa).
By-products resulting from our ironmaking and steelmaking processes – primarily slag and tar – are important sources of revenue.Our strategy is to ensure that we remain the champion of innovative, export-driven steel-based industrialisation in South Africa, sub-Saharan Africa, and other key geographies.
ARCELORMITTAL SOUTH AFRICA CORPORATE OFFICEDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111ARCELORMITTAL SOUTH AFRICA – PRETORIA WORKSFRIKKIE MEYER ROAD PRETORIA WEST
ARCELORMITTAL SOUTH AFRICA NEWCASTLE WORKSISCOR ROAD NEWCASTLE
ARCELORMITTAL SOUTH AFRICA - SALDANHA WORKSYSTERVARKENSRUG SALDANHA
ARCELORMITTAL SOUTH AFRICA – TUBULAR PRODUCTS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING LEEUW KUIL
ARCELORMITTAL SOUTH AFRICA – VANDERBIJLPARK WORKSDELFOS BOULEVARD VANDERBIJLPARKPHONE 016 889 9111
ARCELORMITTAL SOUTH AFRICA - VEREENIGING WORKS273 GENERAL HERTZOG ROAD PEACEHAVEN, VEREENIGING
ARCELORMITTAL SOUTH AFRICA PORT OPERATIONS AND LOGISTICS (DURBAN)7/13 JOHNSTONE ROAD MAYDON WHARF DURBAN
ARCELORMITTAL RAIL AND STRUCTURES OLD PRETORIA ROAD, PORTION 93 OF THE FARM SCHOONGEZIGHT, No. 308 JS eMalahleni