First Capital Bank is wholly owned by FMBcapital Group. It is a full-service commercial bank offering financial products and services to the corporate, retail and personal markets.
With its diverse product offering, First Capital Bank caters to the needs of all segments of the Malawi market and has one of the most extensive branch and agency distribution networks in the country.
A BRIEF HISTORY
First Capital Bank opened for business in 1995 with one branch in Blantyre. From its humble beginnings the bank now operates 32 branches and agencies across Malawi employing 850 staff and serving a customer base of 500 000.
OUR SERVICES
We operate in all sectors of the Malawian market servicing the needs of the following market segments:
Retail
Small to medium business
Corporate
Institutional
We offer a comprehensive range of financial products ensuring that our services are always relevant and of value to our diverse market segments.
OUR STRENGTHS
Financial Security
Liquidity Ratios consistently above 50%
Consistent Long Term Credit Rating of A+ and Short Term
Credit Rating of A1 by Global Credit Rating Co., South Africa.
Regional Footprint
With a regional presence in 5 SADC countries First Capital Bank is ideally positioned to facilitate seamless cross border trade and offer customers unique trade finance solutions across the region
Customer Focus
We focus on the needs of our customers ensuring the highest levels of customer service, maintaining strong delivery channels and responding to market demand through product development and innovation.
Innovation
First Capital Bank has taken the lead by leveraging on its partnerships and technology to introduce a host of product & services designed to make banking more convenient, affordable and inclusive.
People & Training
We are a blend of technical and functional professionals who can deliver on strategic objectives. First Capital Bank operates defined talent management, retention and training strategy to ensure the organisation is equipped with the best skills.
Experience & Expertise
From turnaround strategies to IT project management First Capital Bank offers a wealth of experience in all areas of its business enabling the group deliver on business strategy effectively and efficiently.
360̊ Service Portfolio
We offer a comprehensive range of financial products to the corporate and personal banking markets.
Strong Governance
FIRST CAPITAL BANK subscribes to a strict code of corporate governance administered by strong and robust governance structure.
BRANCH LOCATIONS
BLANTYRE BRANCH
First Capital Bank, Glyn Jones Road, P/Bag 122, Blantyre
BRANCH MANAGER - Dalitso Mabviko
TELEPHONE: +265 1 820169; 0886279606
EMAIL: Dalitso.Mabviko@firstcapitalbank.co.mw
CAPITAL CITY BRANCH
P.O Box 30890, Capital City, Lilongwe 3
BRANCH MANAGER – Richard Chipanda
TELEPHONE: +265 1 775 081; 0999550292
EMAIL: Richard.Chipanda@firstcapitalbank.co.mw
LIMBE BRANCH
P.O Box 51938, Limbe
BRANCH MANAGER – McNeil Njikho
TELEPHONE: +265 1 842 365/ +265 888 752 275; 999 468 915
EMAIL: Mneil.Njikho@firstcapitalbank.co.mw
LILONGWE BRANCH
First Capital Bank, Lilongwe Branch, Private Bag 85, Lilongwe, Malawi.
BRANCH MANAGER – Louis Chamoto
TELEPHONE: 01 753 470/570/668 and 01 755 222; 991 557 749
EMAIL: Louis.Chamoto@firstcapitalbank.co.mw
FIRST CORPORATE SERVICES
First Corporate Services Branch, Glyn Jones Road Private Bag 122 Blantyre
BRANCH MANAGER – Antonnete Assani
TELEPHONE: + 265 991 497 116/+265 1 822 218
EMAIL: Antonnete.Assani@firstcapitalbank.co.mw
MZUZU BRANCH
Along Orton Chirwa Avenue, Mzuzu, Private Bag 158, Mzuzu, Malawi
BRANCH MANAGER – Emmanuel Konzaufe
TELEPHONE: +265 1 312 218/818; 998 941 913
EMAIL: Emmanuel.Konzaufe@firstcapitalbank.co.mw
ZOMBA BRANCH
Kamuzu Highway, Main Road, Zomba, P.O. Box 314 Zomba, Malawi
BRANCH MANAGER - Thokozile Zilambalala
TELEPHONE: +265 1 527 253/261; 881 888 008
EMAIL: Thokozile.Zilambalala@firstcapitalbank.co.mw
Agency Locations
AREA 25
Private Bag 85, Lilongwe
BRANCH MANAGER - Richard Foster Chinduta
TELEPHONE: +265 1 715 118
EMAIL: Richard.Chinduta@firstcapitalbank.co.mw
KANENGO AGENCY
Private Bag 85, Lilongwe
BRANCH MANAGER – Bazaly December
TELEPHONE: +265 1 710 340
EMAIL: Bazaly.December@firstcapitalbank.co.mw
CITY MALL AGENCY
Private Bag 85, Lilongwe
BRANCH MANAGER - Nellie Nene Magreta
TELEPHONE: +265 1 756 411/413
EMAIL: Nellie.Magreta@firstcapitalbank.co.mw
AREA 2 AGENCY
Private Bag 85, Lilongwe
BRANCH MANAGER – Blessings Mtawali
TELEPHONE: +265 1 724 188
EMAIL: Blessings.mtawali@firstcapitalbank.co.mw
LIKUNI AGENCY
Private Bag 85, Lilongwe
BRANCH MANAGER -Madalitso Nthemwe
TELEPHONE: +265 1 766 244
EMAIL: Madalitso.Nthemwe@firstcapitalbank.co.mw
MZIMBA AGENCY
P.O Box 413, Mzimba
BRANCH MANAGER - Ndamyo Mwakalenga
TELEPHONET: +265 1 342 285/461
EMAIL: Ndamyo.Mwakalenga@firstcapitalbank.co.mw
KARONGA AGENCY
P.O Box 314, Karonga
BRANCH MANAGER - Thom Mtika
TELEPHONE: +265 1 362 699
EMAIL: Thom.Mtika@firstcapitalbank.co.mw
NKHATABAY AGENCY
P.O Box 19, Nkhatabay
BRANCH MANAGER - Dines Mapondo
TELEPHONE: +265 1 352 250
EMAIL: Dines.Mapondo@firstcapitalbank.co.mw
RUMPHI AGENCY
P.O Box 138, Rumphi
BRANCH MANAGER - Clement Mkandawire
TELEPHONE: +265 1 372 577/538
EMAIL: Clement.Mkandawire@firstcapitalbank.co.mw
MULANJE AGENCY
P.O Box 44, Mulanje
BRANCH MANAGER - Richard Mbewe
TELEPHONE: +265 1 466 706
EMAIL: Richard.Mbewe@firstcapitalbank.co.mw
CHICHIRI AGENCY
P.O Box 51938, Limbe
BRANCH MANAGER – Akim Chihana
TELEPHONE: +265 1 873 916
EMAIL: Akim.Chihana@firstcapitalbank.co.mw
LIWONDE AGENCY
P.O. Box 195, Liwonde
BRANCH MANAGER – Kestern Mleme
TELEPHONE: +265 1 542 599/211
EMAIL: Kestern.Mleme@firstcapitalbank.co.mw
MANGOCHI AGENCY
P.O Box 41, Mangochi
BRANCH MANAGER - Boyce Njunga
TELEPHONE: +265 1 594 926
EMAIL: Boyce.Njunga@firstcapitalbank.co.mw
SALIMA AGENCY
BRANCH MANAGER - Chancy Gombwa
TELEPHONE: +265 1 262 899/900
EMAIL: : Chancy.Gombwa@firstcapitalbank.co.mw
MCHINJI AGENCY
BRANCH MANAGER - Angelline Chisale
TELEPHONE: +265 1 242 468
EMAIL: Angelline.Chisale@firstcapitalbank.co.mw
DWANGWA AGENCY
P.O Box 19, Dwangwa
BRANCH MANAGER – Canaan Nyirenda
TELEPHONE: +265 1 295 307
EMAIL: Canaan.Nyirenda@firstcapitalbank.co.mw
MPONELA AGENCY
P.O Box 255, Mponela
BRANCH MANAGER - John Vincent Chipeta
TELEPHONE: +265 1 286 475/411
EMAIL: John.Chipeta@firstcapitalbank.co.mw
KASUNGU AGENCY
P.o Box 342, Kasungu
BRANCH MANAGER - Jonathan Katimbe
TELEPHONE: +265 1 253 066
FAX: +265 1 254 162
EMAIL: Jonathan.Katimbe@firstcapitalbank.co.mw
DEDZA AGENCY
P.O Box 331, Dedza
BRANCH MANAGER – Hellena Musa
TELEPHONE: +265 1 223 070
EMAIL: Hellena.Musa@firstcapitalbank.co.mw
NDIRANDE AGENCY
Private Bag 122, Blantyre
BRANCH MANAGER - Kondwani Lunda
TELEPHONE: +265 999 641 023
EMAIL: Kondwani.Lunda@firstcapitalbank.co.mw
GATEWAY MALL AGENCY
Private Bag 85, Lilongwe
BRANCH MANAGER - Chance Mkandawire
TELEPHONE: +265 1 761 692/694
EMAIL: Chance.Mkandawire@firstcapitalbank.co.mw